If a hurricane should strike while you're IN Mexico and the area sustains significant damage, they will typically get you out as quickly as possible. leave), hurricane insurance is usually not worth buying due to the waiver of change fees and the fact that most hotels have quite generous cancellation policies. Of course, if your new vacation costs more, you'll have to pony up the additional dough (and if it's cheaper, don't hold your breath waiting for a refund!).Īccording to an excellent travel agent whom I used to use (before she went on permanent mat. If a hurricane is imminent prior to your trip, the airport will close and your airline/travel company will almost certainly waive their change fees, thus allowing you to either go somewhere else or reschedule. Hurricane insurance only kicks in if the area is under a bona fide hurricane warning a tropical storm or inclement weather doesn't count. The only website I do pay attention to is this one - If there's a significant weather system threatening the area, it can result in flight delays and cancellation, so I like to keep abreast of that sort of thing.Īs with all insurance, you need to check the fine print very closely. I don't bother even looking at weather forecasts any more - they're notoriously incorrect and in any event, there's nothing I can do about the weather and I'm not going to cancel (a rainy day at the beach beats a day at the office!). It just means that, at some point during that day, it will rain - that could be a 30 second sprinkle of it could be 24 hours of torrential rain.
However, it's worth noting that a weather forecast that says "100% chance of rain" doesn't mean it will rain 100% of the day. With respect to travel insurance, if you can find "cancel for any reason" coverage, then you could check the weather forecast a day or two prior to the date of your departure and, if you don't like what you see, you can pull the plug at that time. It tends to rain overnight more at this time of year, so it doesn't really affect your vacation at all. At other times, I've seen rain but it will last for anything from 30 seconds to an hour, although it might be heavy at times.
The most I've ever lost totally to rain was about a day and a half. I've visited this part of Mexico during "rainy season" at least annually for the past ten years and I've even been through two Tropical Storms. The chances of having more than two of three days being entirely lost to rain is very, very slim. The chances of your entire vacation being washed out are slim to none.